Terms of Use
Prime Benefit Group LLC Website Terms of Use
Please read these Terms and Conditions of Use (“Terms”) carefully before using this site. By accessing or using this Prime Benefit Group LLC (“PBG”) website (the “Site”), you agree to be bound by these Terms. If you do not agree, do not use the Site.
PBG may update these Terms at any time by posting revised Terms on the Site. Your continued use of the Site after changes are posted constitutes your acceptance of the updated Terms.
1. User Responsibilities
You represent that you have the legal capacity to agree to these Terms and that you will:
(i) comply with all applicable U.S. federal, state, local, and foreign laws and regulations.
(ii) not use the Site for any unlawful purpose.
(iii) not interfere with or disrupt networks connected to the Site.
2. Intellectual Property
All content on the Site, including text, graphics, logos, images, audio, video, and software, is owned by PBG or its licensors and is protected by U.S. and international copyright, trademark, and other intellectual property laws. You must comply with all applicable intellectual property laws and any notices or restrictions on the Site.
3. Permitted and Prohibited Use
You may use the Site solely for your personal or internal business purposes and not for resale, redistribution, or to compete with or harm PBG’s business. You may download or print a reasonable number of copies of materials from the Site for such permitted use, provided you retain all copyright and proprietary notices.
Except as expressly allowed above, you may not copy, reproduce, modify, distribute, publish, display, perform, create derivative works from, reverse engineer, or otherwise exploit any part of the Site without PBG’s prior written consent. You may not use any PBG names, trademarks, or logos in unsolicited mailings or spam.
4. Accounts, Passwords, and Communication Services
If any part of the Site requires registration, including forums, message boards, or other communication services, you must keep your username and password confidential and are responsible for all activity under your account. Notify PBG immediately if you suspect unauthorized use of your account.
You are solely responsible for any content you post or submit via the Site, including its legality, reliability, appropriateness, and originality. You agree not to post or transmit any content that is unlawful, harmful, defamatory, obscene, infringing, invasive of privacy, or otherwise objectionable, or that contains viruses or other harmful code, or that violates any law or the rights of others.
PBG may, but has no obligation to, monitor or remove content on the Site and may suspend or terminate your access to any or all communication features at any time, in its sole discretion.
By submitting content to the Site (“Submissions”), you grant PBG and its affiliates a nonexclusive, worldwide, royalty-free license to use, copy, distribute, display, perform, modify, and create derivative works from your Submissions in connection with operating and improving their businesses and the Site, and to use your name in connection with your Submissions. You represent that you own or control all rights in and to your Submissions.
5. Privacy
PBG will handle personal information collected through the Site in accordance with its Privacy Statement, which is incorporated into these Terms by reference and may be updated from time to time. You should review the Privacy Statement regularly.
6. Ownership and License
You obtain no ownership rights in the Site or its content. Subject to your compliance with these Terms, PBG grants you a limited, revocable, nonexclusive, nontransferable license to access and use the Site for lawful purposes as set forth herein.
7. Links and Third-Party Content
The Site may contain links to third-party websites or resources. These links are provided for convenience only. PBG does not control and is not responsible for the content, products, services, or practices of any third-party sites, and your use of those sites is at your own risk. PBG does not endorse or make any representations about third-party sites or content.
8. Disclaimers
The information on the Site provides a general overview and is not legal, tax, financial, or insurance advice, and should not be relied upon as such. You should consult your own professional advisors regarding your specific situation. All insurance coverage is subject to the terms, conditions, and exclusions of the applicable policies, and PBG cannot assure that coverage can be obtained for any particular client or risk.
Your use of the Site is at your sole risk. The Site and all content, services, and features are provided “AS IS” and “AS AVAILABLE,” without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, or availability. PBG does not warrant that the Site will be uninterrupted, secure, error-free, or free of viruses or other harmful components.
9. Limitation of Liability
To the maximum extent permitted by law, PBG and its employees, contractors, suppliers, and agents will not be liable to you or any third party for any indirect, incidental, consequential, special, punitive, or exemplary damages, including loss of profits, revenue, data, or business, arising out of or relating to your use of or inability to use the Site, even if advised of the possibility of such damages.
PBG’s total liability to you for any claim arising out of or relating to the Site or these Terms will not exceed the amount you paid, if any, to access or use the Site during the twelve (12) months preceding the event giving rise to the claim. Some jurisdictions do not allow certain limitations of liability, so some of the above limitations may not apply to you.
10. Indemnification
You agree to indemnify, defend, and hold harmless PBG and its employees, representatives, suppliers, and agents from and against any claims, damages, losses, liabilities, costs, and expenses, including reasonable attorneys’ fees, arising out of or related to:
(i) your use of the Site.
(ii) your violation of these Terms.
(iii) your violation of any rights of any third party.
11. Termination
PBG may suspend or terminate your access to the Site, in whole or in part, at any time and for any reason, with or without notice. You may stop using the Site at any time. Upon termination, you must cease all use of the Site and destroy any copies of materials obtained from the Site. Sections that by their nature should survive termination, including intellectual property, disclaimers, limitations of liability, indemnification, and governing law, will survive.
12. Governing Law and Jurisdiction
These Terms are governed by the laws of the United States and the State of Connecticut, without regard to its conflict of laws principles. You agree to submit to the exclusive jurisdiction and venue of the state and federal courts located in Connecticut for any disputes arising out of or relating to the Site or these Terms.
13. International Use
If you access the Site from outside the United States, you are responsible for compliance with all applicable local laws. You represent and warrant that your use of the Site does not violate any applicable sanctions or export control laws.
14. Miscellaneous
If any provision of these Terms is found to be unlawful, void, or unenforceable, that provision will be severed and the remaining provisions will remain in full force and effect. You may not assign these Terms or any rights or obligations hereunder without PBG’s prior written consent; PBG may assign these Terms without notice or consent. No waiver of any term will be effective unless in writing and signed by PBG, and no waiver will be deemed a waiver of any other or subsequent breach.
Official correspondence regarding this Site may be sent to:
Prime Benefit Group LLC
Attn: Website Inquiries
243 Tresser Blvd, 17th Flr
Stamford, CT 06902
15. Copyright Complaints
If you believe content on the Site infringes your copyright, you may send a written notice including:
(a) your physical or electronic signature.
(b) identification of the copyrighted work claimed to be infringed.
(c) identification of the allegedly infringing material and its location on the Site.
(d) your contact information.
(e) a statement that you have a good-faith belief the disputed use is not authorized by the copyright owner, its agent, or the law.
(f) a statement, under penalty of perjury, that the information in your notice is accurate and that you are the copyright owner or authorized to act on the owner’s behalf.